Copyright © 2026 VPM, all rights reserved.
PBS is a 501(c)(3) not-for-profit organization.
VPM News Morning Edition
NEXT UP: 9:00 AM

Thanks to our sponsors – Become a Sponsor

Financially Struggling Government Workers Are Caught Up In Shutdown

The federal government remains partially shut down in an impasse over President Trump's demand for border wall funding. Hundreds of thousands of government workers will be going without a paycheck, presenting financial challenges for many.
Eric Baradat / AFP / Getty Images
The federal government remains partially shut down in an impasse over President Trump's demand for border wall funding. Hundreds of thousands of government workers will be going without a paycheck, presenting financial challenges for many.

A government job probably pays better and is more secure than one in the private sector, but for many federal workers, it hardly assures a good income.

The 800,000 federal workers who aren’t being paid because of the partial government shutdown include many who struggle to make ends meet even during ordinary times.

“I only have about $1,000 in savings,” says Brooke Cole, who is furloughed from her job at a Coast Guard Air Station in Port Angeles, Wash. “I have to pay my rent; I have a car payment, child care payments, student loan payments, utility payments, all sorts of fun stuff.”

Federal government employees are paid according to their position on the General Schedule, the official pay classification system overseen by the Office of Personnel Management. Workers at the GS-1 level start out earning about $19,000 a year, which for a family of three would be about poverty level.

An employee at the other end of the federal pay scale (GS-15) can make as much as about $140,000, but, as of 2014, that classification included only about 4 percent of the federal workforce. About 1 in 8 U.S. government workers are at the GS-6 level or below, meaning they earn little more than $40,000 a year and probably less, even if their work is professional.

Among those workers is Paul Kiefer who examines tax returns for the IRS at its service center in Austin, Texas.

“I’m looking at everybody’s return to make sure everything is correct,” he says, “and if there’s an error, I may have to correct that error.” Even with that responsibility, however, Kiefer is paid at the GS-6 level, and his income is not sufficient to allow him to go long without a paycheck. He is currently on furlough.

“Right now, I’m worried about whether or not I can make my credit card payment, whether I can pay for the electricity, get any food, pay the rent, whether or not I’m going to be thrown out onto the street. It’s that serious,” he says.

Kiefer was also affected by the 2013 government shutdown. In that case, he eventually got back pay, but only because Congress authorized it.

Trump administration officials predict Congress will once again enact legislation to restore lost pay.

Possibility of eventual pay

“They might miss a pay period because the government is shut down, but in the end, even if they aren’t working, Congress has decided to pay people for the whole time,” White House economist Kevin Hassett told reporters on Wednesday. “So, in the end, it’s really just a short-term problem, not a long-term problem.”

Such reassurances do not apply, however, to government workers who are employed through a private contractor. The number of outsourced federal jobs has increased substantially in recent years, and contract employees who are not working during the government shutdown are unlikely to be paid for the time they are furloughed.

Almost 2 million workers employed by the federal government under contract earn less than $12 per hour, according to a 2013 study by Demos, a left-of-center research organization.

The partial government shutdown is even affecting active-duty members of the U.S. Coast Guard. While it is part of the U.S. military, the Coast Guard is under the Department of Homeland Security, not the Defense Department.

Administration officials are downplaying the financial effects of the shutdown on workers, but they acknowledge it will have some impact.

The Office of Personnel Management has posted sample letters on its website that furloughed employees can use to ask their creditors for extra time to pay their bills.

The commission declined further comment for this story. A spokesman said only that state regulators are looking at a range of options for the utility. But in these times, when comedy can be idealized as edgy, audacious and truth-telling, we can forget: It begins with a calling to be funny. Otherwise, a comic is no more interesting than any other muttering blowhard who craves attention. Sample Letter to Mortgage Company Louis C.K. might have noted that Parkland students had become activists by saying something more like this:

Dear (Name of Company or individual with whom you have spoken) PG&E was convicted of felony safety violations in a gas line explosion in 2010 in a San Francisco suburb that killed eight people and destroyed a neighborhood. The federal judge overseeing the utility’s five-year criminal probation in that case had asked Becerra’s opinion on whether PG&E’s possible role in the recent wildfires constitutes a probation violation. This is to confirm our conversation of (date) in which we discussed a temporary reduction in my mortgage payment. The stakes As we discussed, I am a Federal employee who has recently been furloughed due to a lack of funding of my agency. Because of this, my income has been severely cut and I am unable to pay the entire cost of my mortgage, along with my other expenses. A sale would have big implications for the company, which supplies electricity and gas to more than 5 million California households and has more than 20,000 employees. PG&E’s natural gas assets account for between 20 percent to 30 percent of the company. As we had agreed in our conversation, I will be able to make regular payments in the amount of $_______. I realize that I will be responsible to pay the remainder of the payments and, when I return to work, I will contact you immediately to work out a plan to take care of the reduced payments. I will also keep in touch with you to keep you informed about my income status. The company sources who spoke to NPR and provided supporting documents say the planning for Project Falcon began shortly after the 2017 wine country fires and picked up again in earnest this past June, when Cal Fire determined that PG&E was responsible for at least a dozen Northern California fires. The planning, the sources say, has accelerated since the Camp Fire.

The office suggests workers conclude their appeals for leniency with the line, “I appreciate your willingness to work with me and your understanding during this difficult time.”

Copyright 2024 NPR

Tom Gjelten reports on religion, faith, and belief for NPR News, a beat that encompasses such areas as the changing religious landscape in America, the formation of personal identity, the role of religion in politics, and conflict arising from religious differences. His reporting draws on his many years covering national and international news from posts in Washington and around the world.

In 1986, Gjelten became one of NPR's pioneer foreign correspondents, posted first in Latin America and then in Central Europe. Over the next decade, he covered social and political strife in Central and South America, the first Gulf War, the wars in the former Yugoslavia, and the transitions to democracy in Eastern Europe and the former Soviet Union.

His reporting from Sarajevo from 1992 to 1994 was the basis for his book Sarajevo Daily: A City and Its Newspaper Under Siege (HarperCollins), praised by the New York Times as "a chilling portrayal of a city's slow murder." He is also the author of Professionalism in War Reporting: A Correspondent's View (Carnegie Corporation) and a contributor to Crimes of War: What the Public Should Know (W. W. Norton).

After returning from his overseas assignments, Gjelten covered U.S. diplomacy and military affairs, first from the State Department and then from the Pentagon. He was reporting live from the Pentagon at the moment it was hit on September 11, 2001, and he was NPR's lead Pentagon reporter during the early war in Afghanistan and the invasion of Iraq. Gjelten has also reported extensively from Cuba in recent years. His 2008 book, Bacardi and the Long Fight for Cuba: The Biography of a Cause (Viking), is a unique history of modern Cuba, told through the life and times of the Bacardi rum family. The New York Times selected it as a "Notable Nonfiction Book," and the Washington Post, Kansas City Star, and San Francisco Chronicle all listed it among their "Best Books of 2008." His latest book, A Nation of Nations: A Great American Immigration Story (Simon & Schuster), published in 2015, recounts the impact on America of the 1965 Immigration Act, which officially opened the country's doors to immigrants of color. He has also contributed to The New York Times, The Wall Street Journal, The Washington Post, The Atlantic, and other outlets.

Since joining NPR in 1982 as labor and education reporter, Gjelten has won numerous awards for his work, including two Overseas Press Club Awards, a George Polk Award, and a Robert F. Kennedy Journalism Award. He is a member of the Council on Foreign Relations. A graduate of the University of Minnesota, he began his professional career as a public school teacher and freelance writer.

Related Stories